diff --git a/tlslite/tlsconnection.py b/tlslite/tlsconnection.py
index 3bd7daf4e..75bd35fd8 100644
--- a/tlslite/tlsconnection.py
+++ b/tlslite/tlsconnection.py
@@ -2013,8 +2013,12 @@ def _handshakeServerAsyncHelper(self, verifierDB,
 
         self._handshakeStart(client=False)
 
+        if not settings:
+            settings = HandshakeSettings()
+        settings = settings.validate()
+
         if (not verifierDB) and (not cert_chain) and not anon and \
-                not settings.pskConfigs:
+                not settings.pskConfigs and not settings.virtual_hosts:
             raise ValueError("Caller passed no authentication credentials")
         if cert_chain and not privateKey:
             raise ValueError("Caller passed a cert_chain but no privateKey")
@@ -2034,9 +2038,6 @@ def _handshakeServerAsyncHelper(self, verifierDB,
         if alpn is not None and not alpn:
             raise ValueError("Empty list of ALPN protocols")
 
-        if not settings:
-            settings = HandshakeSettings()
-        settings = settings.validate()
         self.sock.padding_cb = settings.padding_cb
 
         # OK Start exchanging messages