diff --git a/docs/sct.rst b/docs/sct.rst
new file mode 100644
index 0000000..e5f44b9
--- /dev/null
+++ b/docs/sct.rst
@@ -0,0 +1,143 @@
+.. index::
+   single: SEPA Credit Transfer (SCT)
+
+Creating a SEPA Credit Transfer file
+==================
+
+Phinx relies on migrations in order to transform your database. Each migration
+is represented by a PHP class in a unique file. It is preferred that you write
+your migrations using the Phinx PHP API, but raw SQL is also supported.
+
+Starting a new Sepa Credit Transfer
+------------------------
+
+Let's start by creating a new SEPA Credit Transfer object:
+
+.. code-block:: php
+
+        <?php
+
+        $creditTransfer = new \Sepa\CreditTransfer(); 
+
+
+Creating the header
+------------------------
+
+After that we will create a header. The needs the following data:
+
+-  Control sum, this the amount of all your payments
+-  The name that belongs to the IBAN
+-  Message Identification, this should be always unique
+-  The numbers of transactions
+
+
+Example of header:
+
+.. code-block:: php
+
+        <?php
+
+        //group header
+        $groupHeader = new \Sepa\CreditTransfer\GroupHeader();
+        $groupHeader->setControlSum(150.00)
+           ->setInitiatingPartyName('Company name')
+           ->setMessageIdentification('lkgjekrthrewkjtherwkjtherwkjtrhewr')
+           ->setNumberOfTransactions(2);
+
+         //add header to the credit transfer  
+        $creditTransfer->setGroupHeader($groupHeader);
+
+Payment information
+------------------------
+
+The payment information will contains at the end all payments and the information about who is going to pay.
+
+The payment information contains the debtor information:
+
+-  IBAN debtor
+-  The name that belong to the IBAN
+-  Payment Information Identification, this should be always unique
+-  The date the payment should be execute.
+
+
+.. note::
+
+    The are dates when there will be no transactions, you have to check this your self. See your bank for these days.
+
+
+Example of the payment information:
+
+.. code-block:: php
+
+        <?php
+
+        //create payment information
+        $paymentInformation = new \Sepa\CreditTransfer\PaymentInformation;
+
+        $paymentInformation
+           ->setDebtorIBAN('NL91ABNA0417164300')
+           ->setDebtorName('Name')
+           ->setPaymentInformationIdentification('1281543153223-3463265456')
+           ->setRequestedExecutionDate('2015-01-01');       
+
+
+Add Payments
+------------------------
+
+Add the payments to the payment information that we want the payout. You can add multiple payments to the payment information.
+
+The payment  starts with the debtor information:
+
+-  IBAN creditor
+-  The name that belong to the IBAN
+-  End to end id, this should be unique
+-  Description that will be send with the transaction
+
+
+
+Example of the payment:
+
+.. code-block:: php
+
+        <?php
+
+        //payment
+        $payment = new \Sepa\CreditTransfer\Payment;
+        $payment->setAmount(50.00)
+           ->setCreditorIBAN('NL91ABNA0417164300')
+           ->setCreditorName('My Name 2')
+           ->setEndToEndId('askfjhwqkjthewqjktewrter')
+           ->setRemittanceInformation('Transaction information 1');
+
+        //add the payment to the payment information
+        $paymentInformation->addPayments($payment);
+
+Create the SEPA Credit Transfer
+------------------------
+
+After we have setup a header, payment information and the payment we can create the Sepa Credit Transfer.
+
+You can validate the file based on the XSD by using the validate method.
+
+
+Example creating the file
+
+.. code-block:: php
+
+        <?php
+
+        $creditTransfer->setPaymentInformation($paymentInformation);
+        $xml = $creditTransfer->xml();
+
+        $xml = $creditTransfer->xml();
+        if ($creditTransfer->validate($xml) === true) {
+            header('Content-type: "text/xml"; charset="utf8"');
+            header('Content-Disposition: attachment; filename="sepa_credit_transfer.xml"');
+            echo $xml;
+        } else {
+            new Throw Exception('The generate file does not match the XSD specs');
+        }
+        
+
+
+